Post by account_disabled on Feb 27, 2024 5:13:30 GMT
Unicocheck calendar read the future of payment methods Browse by topics Find out which digital payment methods are on the rise The importance of facial biometrics for the future of payment methods Advantages and benefits of facial biometrics for new payment methods nico Check: anti-fraud platform for the future of digital payment methods With digital transformation, it is possible to improve the customer experience at all stages of the shopping journey, for example, when the company presents the payment methods available, both on the online platform and in the physical store. Convenience, security and agility are essential to avoid friction during the purchasing process and nurture the customer relationship, post-sales. With a focus on the customer, numerous companies are providing digital payment methods to streamline the flow of service and satisfy consumers who prefer to pay their bills without using cash or credit and debit card readers. Faced with changes in consumer habits, the future of payment methods is to enable transactions to be carried out with minimal or no intervention from salespeople and cashiers (contactless) and, in the case of online sales, with faster and safer processes to authenticate the user's identity. In this post we will talk about the future of payment methods and thefacial biometrics. Check out! Find out which digital payment methods are on the rise Payment via PIX PIX, an instant payment system, quickly conquered the market. Until the beginning of June this year, there were430 million active PIX keys, associated with more than 226 million bank accounts, managed bions participating in this system. Secondsurvey released by the Brazilian Federation of Banks (Febraban), the number of PIX n to 51 million. The data is part of the Febraban Banking Technology Survey 2022, calculated from March 2021 to March this year. During this period, around 3 million bank customers (individuals) made more than 30 payments through PIX last March. Digital Wallet The use of digital wallets has also advanced a lot in recent times.
Around 61% of the Brazilian population se digital wallet Poland WhatsApp Number List applications, installed on smartphones, as payment methods. By the end of the year, they should represent 28% of digital payment methods, according toBain & Company study. Research carried out by Serasa Experian, found that digital wallets were the payment methods used by approximatelumers, in the first half of 2022. The study also revealed that these digital payment methods are safe, in the opinion of 87% of users. Contactless payment This also represents one of the most popular payment methods in the Brazilian market. With NFC technology, the consumer only needs to bring their smartphone or payment bracelet closer to complete the purchase. Simple and practical. According to the Brazilian Association of Credit Card and Services Companies, in the first half of this year, the volume of contactless payments was more than 4.6 billion transactions, totaling around R$235.5 billion. Compared to the same period, in 2021, the result represents an increase of 344.5%. Payment by face The future of payment methods is intertwined with technological solutions focused onfacial biometrics. Among the various applications of facial biometrics, payment with the face is emerging as a trend in the market. By 2027,according to a study carried out by the company Juniper Research,the volume of payments authenticated by biometrics could reach US$1.2 trillion. It is one of the safest means of digital payments, as the user's identity, upon registration, is validated based on the analysis of biometric data from the face and registration information such as CPF, for example.
From then on, transactions are authenticated by facial recognition, that is, the customer can make payments with their face, without the need to memorize passwords, carry identification documents and credit and debit cards. With thebiometric authenticationfacial, checkout is faster and safer. The importance of facial biometrics for the future of payment methods In addition to paying with your face, facial biometrics is a technology that can be applied to all digital payment methods as a way to reduce the risks of identity fraud. This is because, by requiring facial biometric authentication to complete the payment process via PIX, digital wallet and contactless payment, for example, the company is able to block attempts toidentity fraudand avoid financial losses resulting from chargeback requests. For customers registered with facial biometrics, regardless of the payment methods chosen, transactions are more secure. In the event of loss, theft or theft of a cell phone and/or identity theft, there is no way for a malicious person to take advantage of the opportunity to carry out financial transactions, pretending to be the owner of the device. Advantages and benefits of facial biometrics for new payment methods Digital payment methods, authenticated by facial biometrics, undoubtedly provide: Practicality and safety The service flow is more agile, without queues or physical contact with money, cards and machines and with a lower risk of identity fraud. Furthermore, the relationship of trust between company and customer is established when the customer knows that their data will not be sold or fall into the hands of people with bad intentions. Better customer experience With biometric registration, the feeling of security is greater. customer experience, visit our website and learn about the solutionSingle Check.
Around 61% of the Brazilian population se digital wallet Poland WhatsApp Number List applications, installed on smartphones, as payment methods. By the end of the year, they should represent 28% of digital payment methods, according toBain & Company study. Research carried out by Serasa Experian, found that digital wallets were the payment methods used by approximatelumers, in the first half of 2022. The study also revealed that these digital payment methods are safe, in the opinion of 87% of users. Contactless payment This also represents one of the most popular payment methods in the Brazilian market. With NFC technology, the consumer only needs to bring their smartphone or payment bracelet closer to complete the purchase. Simple and practical. According to the Brazilian Association of Credit Card and Services Companies, in the first half of this year, the volume of contactless payments was more than 4.6 billion transactions, totaling around R$235.5 billion. Compared to the same period, in 2021, the result represents an increase of 344.5%. Payment by face The future of payment methods is intertwined with technological solutions focused onfacial biometrics. Among the various applications of facial biometrics, payment with the face is emerging as a trend in the market. By 2027,according to a study carried out by the company Juniper Research,the volume of payments authenticated by biometrics could reach US$1.2 trillion. It is one of the safest means of digital payments, as the user's identity, upon registration, is validated based on the analysis of biometric data from the face and registration information such as CPF, for example.
From then on, transactions are authenticated by facial recognition, that is, the customer can make payments with their face, without the need to memorize passwords, carry identification documents and credit and debit cards. With thebiometric authenticationfacial, checkout is faster and safer. The importance of facial biometrics for the future of payment methods In addition to paying with your face, facial biometrics is a technology that can be applied to all digital payment methods as a way to reduce the risks of identity fraud. This is because, by requiring facial biometric authentication to complete the payment process via PIX, digital wallet and contactless payment, for example, the company is able to block attempts toidentity fraudand avoid financial losses resulting from chargeback requests. For customers registered with facial biometrics, regardless of the payment methods chosen, transactions are more secure. In the event of loss, theft or theft of a cell phone and/or identity theft, there is no way for a malicious person to take advantage of the opportunity to carry out financial transactions, pretending to be the owner of the device. Advantages and benefits of facial biometrics for new payment methods Digital payment methods, authenticated by facial biometrics, undoubtedly provide: Practicality and safety The service flow is more agile, without queues or physical contact with money, cards and machines and with a lower risk of identity fraud. Furthermore, the relationship of trust between company and customer is established when the customer knows that their data will not be sold or fall into the hands of people with bad intentions. Better customer experience With biometric registration, the feeling of security is greater. customer experience, visit our website and learn about the solutionSingle Check.